LST Credit Transfer on my credit card?

Question

I recently checked my credit card activity and noticed a positive credit labeled “LST CREDIT TRANSFER” that matches my previous negative balance. This adjustment has brought my balance down to $0, making it seem like I owe nothing. Is this situation too good to be true? I’ve heard that banks sometimes issue new cards to prevent fraud, but I never requested a new card and wasn’t notified of any changes. What could be happening here? Interestingly, this credit appeared just two days after my birthday. Could this be a gift from my bank?

Anonymous · Accepted Answer

in order to have a “negative” cc balance your payments exceeded your charges whether you over paid a bill or returned something.  CC do not like to carry credits so they sent you a check to clear the account

Anonymous · Answer

Lst Credit Transfer

Anonymous · Answer

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RE:
LST Credit Transfer on my credit card?
I went to see my activities on my credit card and there was a positive credit given to me called "LST CREDIT TRANSFER" which is the exact amount of my negative balance. It resulted in my balance equaling to $0 and seems like I owe nothing.

Is this too good to be true? I heard banks do…

Maximilian Wiegand · Answer

If this is your first credit card, there is no way you good have a credit score of 716. That would take 24 months of activity to get to that level. Forget about buying the gun. Just use it for small items and pay the balance the following month.

Anonymous · Answer

From Evelyn
The old balance will simply appear on your NEW credit card, whether or not you requested a new card.
Check your new card;it will have a different account number and the old amount you owed. (and still do) No gifts here!

Anonymous · Answer

Its unclear  there are in fact more than one potential answers to the question..

Benjamin Schroeder

LST Credit Transfer on my credit card?

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