How do I deal with this hit and run accident?
Here is my situation: My car was parked in a store parking lot when a woman lost control of her vehicle and collided with mine, causing significant damage. After the accident, the woman fled the scene. The city police responded and filed a report, but it was quite basic. Despite there being multiple witnesses, the officer did not take any statements or request a copy of the store's surveillance video, which clearly captured the incident. I only carry liability insurance with uninsured driver coverage on this vehicle. My insurance company stated they would cover the damages if they receive “significant identifying information.” When I inquired, they mentioned that video footage of the car that caused the damage or a witness statement describing the vehicle would suffice. The only identifying detail in the police report is the color listed as “black,” while the transfer onto my car was white.
Unfortunately, the chief of police has not been helpful and has not returned my calls. I am seeking advice on what options or actions I should take to resolve this situation. If you were in my position, what steps would you consider? Additionally, why do you think the officer performed such a poor job on the report? What might be the reason for the chief's lack of communication with me? I have been trying to address this issue for about seven weeks now. A hit-and-run resulting in property damage is a crime in Indiana (as it is in most states), and the officer is required by law to investigate such incidents. I regret not taking more initiative myself, as I trusted the officer to handle the situation properly. I realize now that was a mistake.
I am currently facing the cost of repairing my car. While I have made it drivable, it is not functioning correctly. I have already spoken with my insurance company and had the damage assessed. They are willing to pay for a replacement vehicle, but only if I can provide them with additional information. I am considering creating a webpage to ask for any witnesses to the incident. I am also contemplating highlighting the substandard job done by the police on the report. I suspect the officer may have mishandled the situation intentionally, possibly due to knowing the individual involved or being influenced to protect them.
According to Indiana legal code IC 9-26-2-1, a law enforcement officer is required to investigate each motor vehicle accident that results in either injury, death, or property damage of at least $1,000. Thank you for your help and thoughts on this issue.
5 Answers
Jan 01, 2025
With the budget cuts police resources are stretched thin.
My agency no longer investigates a private property crash unless an injury is involved.
– Just for comparison case it cost’s our department about $500 to issue a traffic ticket
– It costs about $2000 to arrest a DUI driver
– It costs between $1000 – $15000 to investigate a traffic crash (the $15,000 is a dui caused fatal crash where felony charges are going to be filed against the dui driver).
– Between 1982 and 2012 our population has doubled and the police force has decreased by 1/3
Most traffic crash investigations do not involve interviewing witnesses (unless it’s serious or injury). The sad thing is that witnesses are notoriously unreliable and give vastly conflicting statements.
The chief probably receives 10-20 complaint calls a day from people like you. He then tallys up the total complaints by categories and presents it to the city council or state legislature. However, with the budget problems it is unlikely that he will receive any reinforcements.
The best trained police officers are a hot commodity and are hired by departments with better tax revenues. The other departments get to hire fresh recruits without much training or law enforcement experience.
The sad thing is that if the police catch your hit and run driver – I’m willing to bet he/she has a suspended driver’s license and no insurance. We have found about 40% of the drivers in my area do not carry insurance as the law requires. If they are caught, and if they are convicted their license will be suspended. However, our county court is funded to try only less than 1% of all criminal cases that are submitted by the police. They reserve much of the court time for domestic crimes and crimes of violence. Drug and traffic crimes are rarely prosecuted.
Sorry, I wish I had better news for you. My vehicle is paid of and has 120,000 miles and I still carry full coverage for this very reason.
You might be able to file a civil subpoena for the video camera. In my experience about 90% of the video recordings are of such poor quality they are actually useless. It takes expensive software to pull any kind of detail from the video (and the time of a high paid technician). Many of these stores only retain the video for 7 days. In some cases perhaps 30 days. Storing the video also takes time and money.
7 weeks is way too late to do anything. If you really wanted to make a difference you could ask the city council to increase the funding for the police. You probably pay about $20 a year for police service. Just adding a $1 or $2 would make a huge difference.
You could put up a web page to seek tips. Again the vast majority of tips are useless or prank tips. It would take you a great deal of time to run them down and verify them.
The answer above from Billy Bob is sarcastic. He is a troll who pretends to be a police officer and answers many of the questions in a negative and inaccurate manner. Notice his answers are only chosen 17% of the time (probably by himself).
https://shorturl.im/avjTZ
I think I need to have an injury or an accident lawyer. Well I know several lawyers. You can contact me if you want..
The first thing you should do at this point is take a copy of the police report to the store, and ask if they can provide you with a copy of the footage for that day. Explain to them that the police are not being helpful in this situation.
Jan 24, 2025
“Billy Bob” is completely lying about his credentials. He actually copied them from someone else on this site.
As far as your car goes, you’re SOL. Cops aren’t there to make sure you get a nice settlement from your insurance company — they’re there to enforce the law.
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